Recurring Deposit Calculator
Calculate your Recurring Deposit returns and plan your regular savings with guaranteed returns
RD Calculator
Calculate returns on your Recurring Deposit investment
Investment Breakdown
Growth Over Time
Investment Summary
Investment Details
Key Benefits
- ✓Regular disciplined savings
- ✓Fixed interest rate
- ✓Compound interest benefits
- ✓Low risk investment
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View All CalculatorsWhat is Recurring Deposit?
A Recurring Deposit (RD) is a type of term deposit offered by banks where you can deposit a fixed amount of money regularly for a predetermined period. It's a systematic savings scheme that helps you build wealth through disciplined investing.
Regular Savings Habit
Build a disciplined savings habit with monthly deposits
Guaranteed Returns
Fixed interest rate ensures guaranteed returns on maturity
Flexible Tenure
Choose tenure from 6 months to 10 years as per your goal
Benefits of RD
💰 Compound Interest Benefits
Your money grows with compound interest, maximizing your returns over time.
🛡️ Low Risk Investment
RD is one of the safest investment options with capital protection.
📈 Better than Savings Account
Higher interest rates compared to regular savings accounts.
RD vs FD Comparison
| Features | Recurring Deposit (RD) | Fixed Deposit (FD) |
|---|---|---|
| Investment Type | Monthly installments | One-time lump sum |
| Minimum Amount | ₹100-500 per month | ₹1,000-10,000 |
| Interest Rate | Usually same as FD | Higher for longer tenure |
| Liquidity | Premature withdrawal allowed | Premature withdrawal allowed |
| Best For | Regular savers, small amounts | Lump sum investors |
RD Investment Tips
🎯 Set Clear Goals
Define your savings goal and choose the RD tenure accordingly. Longer tenure offers better returns.
📅 Maintain Regularity
Ensure timely monthly deposits to avoid penalty charges and maintain the discipline.
🏦 Compare Banks
Different banks offer varying interest rates. Choose the one with the best rates and terms.