Car Loan EMI Calculator

Calculate your car loan EMI, total interest, and plan your vehicle purchase with our comprehensive car loan calculator

Car Loan EMI Calculator

Calculate your car loan EMI and plan your vehicle purchase

Min: ₹2L, Max: ₹50L
₹8.00 L
₹2.00 L₹50.00 L
Min: 7.5%, Max: 20%
9.5%
7.5%20.0%
Min: 1 year, Max: 7 years
5 years
1 years7 years

EMI Calculation Results

Monthly EMI₹0
Total Interest Payable₹0
Total Amount Payable₹0
Car Loan Tips
  • • Compare interest rates from different lenders before finalizing
  • • Consider making a higher down payment to reduce EMI burden
  • • Check for additional charges like processing fees and insurance
  • • Ensure your EMI doesn't exceed 15-20% of your monthly income
  • • Consider the depreciation value of the car over loan tenure
  • • Opt for shorter tenure to save on total interest cost

About Car Loan EMI Calculator

What is Car Loan EMI?

Car Loan EMI (Equated Monthly Installment) is the fixed monthly payment made by a borrower to repay their vehicle loan. It includes both the principal amount and interest component, calculated over the loan tenure.

How to Use This Calculator?

  • • Enter your desired car loan amount
  • • Set the loan tenure in years (1-7 years)
  • • Input the annual interest rate
  • • View your monthly EMI and payment breakdown

Benefits of Using Our Calculator

  • • Accurate EMI calculations for car loans
  • • Visual breakdown of principal vs interest
  • • Year-wise payment schedule
  • • Compare different loan scenarios
  • • Plan your vehicle purchase budget

Factors Affecting Car Loan EMI

Loan Amount

Higher loan amount increases EMI proportionally

Interest Rate

Car loan rates are typically higher than home loans

Loan Tenure

Shorter tenure reduces total interest cost

Car Loan Types

New Car Loan

Lower interest rates, higher loan amount, longer tenure options

Used Car Loan

Higher interest rates, lower loan amount, shorter tenure