Home Loan EMI Calculator
Calculate your home loan EMI, total interest, and plan your home purchase with our comprehensive home loan calculator
Home Loan EMI Calculator
Calculate your home loan EMI and plan your dream home purchase
EMI Calculation Results
Home Loan Tips
- • Consider making prepayments to reduce total interest burden
- • Compare interest rates from different lenders before finalizing
- • Factor in additional costs like processing fees, insurance, etc.
- • Ensure your EMI doesn't exceed 30-40% of your monthly income
- • Check for tax benefits under Section 80C and Section 24
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View All CalculatorsAbout Home Loan EMI Calculator
What is Home Loan EMI?
Home Loan EMI (Equated Monthly Installment) is the fixed monthly payment made by a borrower to repay their home loan. It includes both the principal amount and interest component, calculated over the loan tenure.
How to Use This Calculator?
- • Enter your desired home loan amount
- • Set the loan tenure in years
- • Input the annual interest rate
- • View your monthly EMI and payment breakdown
Benefits of Using Our Calculator
- • Accurate EMI calculations
- • Visual breakdown of principal vs interest
- • Year-wise payment schedule
- • Compare different loan scenarios
- • Plan your home purchase budget
Factors Affecting Home Loan EMI
Loan Amount
Higher loan amount increases EMI proportionally
Interest Rate
Higher rates result in higher EMI payments
Loan Tenure
Longer tenure reduces EMI but increases total interest